Share Drafts
Which Account Fits Your Lifestyle?
When you choose a Checking (Share Draft) account at Union Yes Federal Credit Union you’re getting much more than just a convenient way to pay bills. All of our checking accounts offer unlimited fee-free transactions at any UYFCU ATM, and no per check charges. There are three different checking account options to choose from.
| Feature |
Apprentice Checking
|
Journeyman Checking
|
Master Craftman Checking
|
|---|---|---|---|
| Free Check Printing |
–
|
–
|
Yes
|
| Interest on Checking |
–
|
Yes
|
Yes +
|
| Unlimited Check Writing |
Yes
|
Yes
|
Yes
|
| VISA Debit Card |
Yes
|
Yes
|
Yes
|
| Overdraft Protection |
Yes
|
Yes
|
Yes
|
| Free UYFCU Web Access |
Yes
|
Yes
|
Yes
|
| Free Online Bill Pay |
Yes
|
Yes
|
Yes
|
| Free 24/7 Audio Access |
Yes
|
Yes
|
Yes
|
| ATM Access |
Yes
|
Yes
|
Yes
|
| Minimum Balance Required |
$250
|
$500
|
$1,000
|
| Below Minimum Balance Fee |
$10
|
$10
|
$10
|
| Monthly Service Fee |
$0
|
$0
|
$0
|
Account opening and VISA Debit Card subject to verification by ChexSystems, a consumer reporting agency, and Credit Union approval.
