Signature Loans


Signature loans can be used for any purpose and no collateral is required. UYFCU offers several options for obtaining extra cash when you need it; personal loans, line-of-credit loans, and even credit cards. Loan amounts range from $500 to $15,000.

Personal Loan: The low rate and maximum 4-year term mean affordable monthly payments. There’s no pre-payment penalty, and you can make convenient payments by payroll deduction or automatic transfer.

Line-of-Credit/Overdraft Protection: A line-of-credit is perfect for use as overdraft protection for your checking account or as an instant source of cash for car repairs, vacations, home improvements, or other special purchases.

Current Loan Rates
All loans are subject to credit approval.



Credit Life and Credit Disability Insurance can help protect your family and heirs from your loan obligations in case of your death (Credit Life) or disability (Credit Disability).


  • Coverage for personal and consumer loans including credit cards, auto loans, and personal loans, up to a maximum of $30,000
  • Easy payments—cost is included in your loan payment
  • No medical questionnaire (if applied for within 30 days of loan advance)
  • Affordable, low-cost coverage
  • Premiums based on outstanding loan balance

Credit Life and Credit Disability Insurance gives you peace of mind when you need it most. Certain eligibility requirements and exclusions may apply. For more information, call the loan department.


CA Insurance License 0D73742