Schedule of Fees

Fee Schedule

UYFCU’s fee schedule provides a comprehensive list of all fees and charges you may encounter while doing business with the credit union.

Schedule of Fees & Charges
REGULAR SHARE ACCOUNTS
Lifetime Membership Fee $ 15.00
Account Re-Open Fee  (If acct is re-opened within six months of closing) $ 15.00
Account Termination Fee  (If acct is closed within sixty days of opening) $ 10.00
Excessive Withdrawal Fee 10.00 per mo.
(More than five per month – Does not include ATM or audio response withdrawals)
Share Service Fee $10.00 per mo.
(If balance goes below $25 anytime during the month)
ATM & DEBIT CARDS
ATM or Debit Card Withdrawal Fee (at UYFCU ATMs) FREE
ATM or Debit Card Withdrawal Fee $3.00 per item
(at Non-UYFCU ATMs – Three Free/mo.)
ATM Inquiries, Deposits & Transfers FREE
ATM or Debit Card Replacement $10.00 per card
ATM or Debit Card Re-PIN (In Person) FREE
ATM or Debit Card Re-PIN (By Mail) $ 5.00
ATM Empty Envelope Fee $ 25.00
ATM Deposit Adjustment $ 10.00
SHARE DRAFT CHECKING
Apprentice Checking Service Fee $10.00 per mo.
(If balance goes below $250 anytime during the month)
Journeyman Checking Service Fee $10.00 per mo.
(If balance goes below $500 anytime during the month)
Master Craftsman Checking Service Fee $10.00 per mo.
(If balance goes below $1,000 anytime during the month)
Business Checking Service Fee $10.00 per mo.
(If balance goes below $250 anytime during the month)
Stop Payment Request (Includes drafts and ACH) $30.00 per item
Copy of Paid Check or Deposit (Two free per month) $5.00 per item
Non-Sufficient Funds (Includes drafts and ACH)
   1-3 items in last twelve months $25.00 per item
   over 4 items in last twelve months $35.00 per item
Check Orders Varies By Type
Temporary Checks (Free with check orders or re-orders) $5.00 per 12 pack
Automatic Overdraft Transfer $5.00 each
MISCELLANEOUS SERVICES
Dormant Account Fee (Fee begins when acct is inactive for 12 months) $7.00 per mo.
Cashier’s Check (Paid To Member) FREE
Cashier’s Check (Paid to other than member – One free per day) $5.00 per item
Returned Deposit Item $35.00 per item
Loan Payment Returned Item $35.00 per item
Collection Item $35.00 per item
Copy of Statement (Recent statement Free) $5.00 per statement
Returned Mail Processing Fee $5.00 per item
Abandoned Cashier’s Check Processing Fee $10.00 per item
Account History Printout FREE
Paper Statement By Mail $1.50 per statement
Statement Sent Electronically FREE
Outgoing Wire Transfers $30.00 per wire
Outgoing International Wire Transfers $40.00 per wire
Incoming Wire Transfers FREE
Levies, Garnishments, etc. 75.00 each
Account Reconcilement & Research $35.00 per hr.
Money Market Service Fee $10.00 per mo.
(If balance goes below $500 anytime during the month)
Notary Service $10.00 per signature
Audio Response Access FREE
Coin Counting Services FREE
Fax & Photocopy Services $.50 per page
Postage Stamp Services AT COST
IRA Transfer Fee (To Another Institution) $35.00 each
Medallion Signature Guarantee $10.00 each
Deposit Verification / Account Letter $10.00 each
SAFE DEPOSIT BOXES
Annual Box Rental Fee Varies By Size
Set-Up Fee FREE
Key Deposit Fee FREE
Late Payment Fee (Over 30 Days) $5.00 per mo.
Drilling Fee $100.00
Lost Key Fee $10.00 each