Loan Rates

Loan Rates

Fixed Loan Rates

Secured Loans:
APRs as low as
New Vehicle 1.99%
Used Vehicle (2013 or newer) 2.99%
Used Vehicle (2012 or older) 5.99%
New Recreational Vehicle
5.99%
Used Recreational Vehicle 6.99%
Motorcycle 6.99%
Commodities/Precious Metals 8.00%

 

Personal Loans:
APRs as low as
Signature 15.00%
Line-of-Credit
15.00%
Preferred VISA
14.50%
Standard VISA
16.50%
Immigration 10.00%

 

Variable Rate Loans
APRs
Share Secured 4% above share rate**
CD Secured 4% above CD rate**

 

Terms for Vehicle Loans
Maximum Term
$0 – $4,999 36 months
$5,000 – $9,999 48 months
$10,000 – $19,999 60 months
$20,000 – $29,999 72 months
$30,000 & up 84 months

UYFCU offers a range of rates based on a variety of factors, including credit qualifications, collateral, and term. All loans are subject to approval. Rates and terms are subject to change without notice. 100% financing is available on new vehicles and includes tax and license. 100% financing of cash price or retail Blue Book value, whichever is less, for used vehicles. 85% financing is available for new or used RV and motorcycles.

*APR= Annual Percentage Rate
**Minimum APR is 5.00%